To provide the island communities we serve with friendly, modern, competitively priced and professionally delivered secure financial products and services.

To perform as a leading corporate citizen with particular focus on creativity in meeting the banking needs of the people of the Western Pacific and to actively participate in civic, community and professional activities at all levels of our organization.

To establish a challenging work environment, one which provides our employees with the opportunity for creativity, innovation, upward mobility, performance recognition and continuous professional training.

To retain our independence and remain a locally owned regional community bank.

To continue our position and reputation as a leading financial institution within the Western Pacific with returns to our shareholders which are consistent with company objectives.

Bank Locations

Choose the desired location for more information.

Bank Officers

Philip J. Flores President, CEO

Janice McPhetres SVP – Chief Financial Officer

Peter L. Valdez SVP – Credit Administration

Norma Jean Cruz SVP – System Operations

Ernesto Miranda II VP/Manager- Information Technology

Sandra Mesa VP – Human Resources Officer

John McKinnon VP – Regulatory Risk Officer

Molly Duenas VP – Residential Lending Manager

Veronica Evaristo VP – Loan Servicing Manager

Maria T. Vilante VP – Sr. Manager Guam Offices

Joseph Koshiba VP – Palau Manager and Senior Palau Officer

Aurora Pimentel AVP – Hagatna Office Manager

Jesse Sanchez Tamuning Office Manager

Cristine Asanoma  AVP – Dededo Office Manager

James Arriola  Agat Office Manager

Marvin Deleon Guerrero AVP – Saipan Office Manager

Board of Directors

Philip J. Flores – Chairman of the Board

Thomas G. Shimizu – Director

Jerold Filush – Assistant Treasurer and Assistant Secretary

Beatrice P. Limtiaco – Director

Kazunari Endo – Secretary

Herbert Johnston, Jr. – Vice Chairman and Treasurer

Mark O. Fish – Director