Privacy Policy
At BankPacific, protecting the privacy and confidentiality of your personal information is important to our employees and to us. We value your business and the trust you put in BankPacific. To offer you the financial products and services you seek, we collect, maintain, and use information about you on a routine basis. To help you better understand how your personal information is protected here at BankPacific, we are providing you with the following statement describing our practices and policies with respect to the privacy of customer information. In the event you terminate your customer relationship with us, or become an inactive customer, we will continue to adhere to the policies and practices described in this notice. BankPacific, Ltd. does not knowingly solicit information from or market to children under the age of 13 without parental consent. For additional questions on BankPacific’s Privacy Policy, please contact +1-671-479-1188.
Facts
What does BankPacific, LTD. do with your personal information?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number and account balance
- Assets and income
- Payment history and credit history
When you are no longer our customer, we continue to share your information as described in this notice.
How?
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons BankPacific, Ltd. chooses to share; and whether you can limit this sharing.
What are Affiliates?
Companies related by common ownership or control. They can be financial and nonfinancial companies.
- BankPacific, Ltd. does not share with our affiliates.
What are Nonaffiliates?
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
- BankPacific, Ltd. does not share with nonaffiliates so they can market to you.
What is Joint Marketing?
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
- BankPacific, Ltd. doesn’t jointly market.
Does BankPacific Ltd. share your personal information for our everyday business purposes such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus?
Yes, BankPacific shares your information for that purpose and you may not limit the sharing.
Does BankPacific Ltd. share your personal information for joint marketing with other financial companies?
No, BankPacific does not share your information for that purpose.
Does BankPacific Ltd. share your personal information for our affiliates’ everyday business purposes information about your transactions and experiences?
No, BankPacific does not share your information for that purpose.
Does BankPacific Ltd. share your personal information for our affiliates’ everyday business purposes information about your creditworthiness?
No, BankPacific does not share your information for that purpose.
Does BankPacific Ltd. share your personal information for nonaffiliates to market to you?
No, BankPacific does not share your information for that purpose.
Does BankPacific Ltd. share your personal information for our marketing purposes to offer our products and services to you?
No, BankPacific does not share your information for that purpose.
How does BankPacific Ltd. protect your personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
We restrict employee access to customer information to only those who have a business reason to know such information.
How does BankPacific, Ltd. collect my personal information?
We collect your personal information, for example when you
- Open an account or apply for a loan
- Make a wire transfer or show your government-issued ID
- Make deposits or withdrawals from your account
We also collect your personal information from others, such as credit bureaus, or other companies.
Why can’t I limit all sharing?
Federal law gives you the right to limit only
- Sharing for affiliates’ everyday business purposes information about your creditworthiness
- Affiliates from using your information to market to you
- Sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Who is providing this notice?
BankPacific, Ltd.
